Tips to avoid from credit cards or loann offers

How many credit cards do you have? what kinds of loans are you using now? I believe that you have one of them or both of them. It proves that products used by many people worldwide. The number of credit card and loan users increase every months. The increasing is caused of the high promotion done credit cards providers or banks. They compete to offer the best credit card and loans for the people.
They do many ways or promotion to attract people to apply. For those who need may not disturb because it gives them ease to apply it, but it will disturb people who are not interested to make. Below is some tips to avoid credit card or loan salespeople offering to you. The tips below are based on my experiences.

1. Mall Salespeople

Recently Mall has been used by credit card and loan company to promote their products. Mall is considered one of the best places because most people coming to mall assumed to come from middle to high family. So they give bigger chances to attract mall visitors to apply for credit card and loan. To avoid their tempting, first if seeing the credit card company promoting, never pass their area because if we pass, they will approach and persuade us to apply.  Second, when passing in front of them, do not look at them or give sign that you want to know about their products. Third, show your active credit cards to show that you have already had credit card.

2. Telemarketer

The phone rings and someone introduces her/himself from a bnk or credit card providers. They usually have a high confidence to show that their products are good. If we do not want to apply, we can refuse them by sayinh no or tell them to call again next time. If they do not want to stop, just cut the phone without permission.

Credit cards or loan are important, but think a lot before applying them unless you you will suffer from them.